yvejodo.wordpress.com
A survey by America's Health Insurance an industry trade groupin D.C., found small-group coverage in 2006 averagexd $312 per month for single coveragde and $814 per month for family Helen Darling, president of the National Businessz Group on Health in Washington, D.C., said that when evaluatiny plan options, employers should consider the quality of care provided to its members and not just the premium First on her list is checking to make sure the insuree is accredited by the National Committee for Quality Next would be readinf through the plans' HEDIS (Health Plan Employer Data and Informationb Set) scores, which the NCQA accumulatea to track plans on various performance "You can find out thingw like what percentage of their members receive a beta-blocker after suffering a heart attack," Darling "I'd also make sure the physicians in the plan are, with very few board certified.
And I'd want to see that the plan hasa 'centerw of excellence' program for certain procedures such as organ transplantz and cardiovascular care." When evaluating premiums, Darling suggested businesses ask for a breakdown of all priceas to determine whether it might be cheaper to outsource certain part of the such as prescription pharmacy benefits. Amonh the various types of employer-sponsored health insurance plans, managed-cars options dominate the landscape.
In its national survey of employee-sponsored health the consulting firm Mercer Human Resourcs Consulting found that preferred provider organizations were the most popular optionin 2006, at 61 followed by health maintenance organizations at 24 percent. Both HMOs and PPOs have contracts with networkdsof physicians, hospitals and other health-care networks. Members pay less for services provided "in-network," but typically have the optionxs of paying higher "out-of-network" fees to going to providers not in the HMOs are more restrictive by having members selectr a primary-care physician who must approve visitw to specialists.
PPOs typically carryg slightly higher deductiblesand co-payments, but no restrictions on visits to specialists - making the option generally more favorabler to members. In order to hold down premiums, managed care plans are increasingly offering customers a tie red pricinyg planfor pharmaceuticals. Members pay the least for generic slightly morefor brand-name products in the plan's formulary of approved and the most for brand names drug not on the formularyu list. Traditional indemnity coverage, whicb accounted for about 50 percentof employer-sponsoredx plans in the early 1990s, has steadilty plunged during the past decade and hit just 3 percenyt last year according to the Mercer survey.
The newest option is consumer-directed or consumer-driven healthj plans, abbreviated as Chaps, which feature high deductiblee along with health savings accounts or healthgreimbursement accounts. With such employees and employers can makea pre-tasx contribution to a health savings which is used to pay for routine medicak care. Any funds left in the account at the end of the year can be used insubsequengt years. If the fund is depleted, the employee's coverage converts to a high-deductible managed-care plan. Proponentw of Chaps say they help people becomdebetter health-care consumers because theif own money is involved.
Criticsz fear people will put off necessary treatment to avoid emptyingtheirt accounts. "They are not the right choice for everyu employer orevery employee, but they can help both employera and employees save money," said Jessica Waltman, vice president of policyu and state affairs for the Nationakl Association of Health Underwriters in Va. Waltman said some younger, childless employees decide to opt out ofan employer's plan because they typicallyy don't get sick or even go to a doctor'as office.
"A consumer-directed plan is a way to entice younger workers to go into the company healthinsurance plan," she said, noting the feature that allowx people to rollover unused funds for future health-care services. "Therse really are a wide array of healtb plansout there, but most people (in employer-sponsored plans) end up with a PPO product because of pricing," Waltman said. Waltman also said employeees are attracted to PPOs because they alloew members the ability to go to any docto r inthe plan's network without a referral. "Employers will gravitatre to whatemployees like," she said.
Sunday, May 27, 2012
Saturday, May 26, 2012
Recession means business for 3PLs - Pacific Business News (Honolulu):
shemwellmygalej1291.blogspot.com
In lease transactions larger than 250,000 squared feet, about 75% of those deald are tied to third-party logistics according to Tommy Jackson, vice presidenr at . “It has increased to the pace of where it is the dominant piece today inlarg transactions,” he says. “That is a changd over time.” Cliff Lynch, executive vice president with , formally known as , Inc., says third-party logistics firme have been driving leasing activity in Memphisfor 3-4 but activity has intensified due to the There is a long history of firmzs outsourcing services when the going gets rough. Lynch has weathered three recessions.
In every one of them he noticedx a trend of companies choosing outsourcing as a more economicalo means toachieve objectives. “Their (third-party logisticds firms) business usually gets better duringbad times,” Lync h says. “It’s simply because the other firmss are looking towardthe so-called experts to help them reducew their staff and save It’s been a steady climb. “The move to outsourcingy from corporate America has increased steadily over the past 10 saysBrad Kornegay, president of LLC.
“When you have times like these, companies begin to dip their toes in the They may not want to signa long-term leas for themselves, so they may sign with a third-partyg logistics company on a shorter-term basis.” Warehouse-based third-party logisticse companies will charge for the storage of the either by square footage or by the such as the case or Those firms also charge for distributing the product, measured either by weight or unit. This outsourcin g has the potential to save as muchas 25% for a This saves the company from hiring employees or purchasinh equipment, among other expenses.
Companies look at their whole distribution networkds and consultwith third-partyu logistics companies, or 3PLs, aboutg where to focus distributionj activities. “Memphis, being located as we are, is probablg going to get more than its fair share ofthat third-part logistics activity,” Lynch says. This has led to increasedr competition among 3PLs for warehousespace — and creater a new phenomenon in the industrial real estatde business. Historically, a tenant representative contacts a landlord representatives about seeing a space which might meetits client’s needs.
Recently, Jackson has been seeint more and more deal proposale with similar requirements for square dock doors andthe like. This is a resulr of 3PLs, working with their respectivd brokers, all chasing the same piece of business from a manufacturinhg ordistribution company. In order to make a bid for a 3PLs have to tour the marketf and get the quoted rates and then competeefor business. “That’s a new dynamic,” Jackson “It used to be that the company had secured that business.
Now, that third-party logistics companh hasn’t secured that business and that’s part of their An example of this occurred when decided to have an outsids company runits 647,900-square-foot distribution center at 4795 Imaginatiohn Drive after years of subleasing the space. “My phoner absolutely blew up with third-party logistics companies callin to find out about that building because they all wanted to chasethat business,” Jacksoj says.
In lease transactions larger than 250,000 squared feet, about 75% of those deald are tied to third-party logistics according to Tommy Jackson, vice presidenr at . “It has increased to the pace of where it is the dominant piece today inlarg transactions,” he says. “That is a changd over time.” Cliff Lynch, executive vice president with , formally known as , Inc., says third-party logistics firme have been driving leasing activity in Memphisfor 3-4 but activity has intensified due to the There is a long history of firmzs outsourcing services when the going gets rough. Lynch has weathered three recessions.
In every one of them he noticedx a trend of companies choosing outsourcing as a more economicalo means toachieve objectives. “Their (third-party logisticds firms) business usually gets better duringbad times,” Lync h says. “It’s simply because the other firmss are looking towardthe so-called experts to help them reducew their staff and save It’s been a steady climb. “The move to outsourcingy from corporate America has increased steadily over the past 10 saysBrad Kornegay, president of LLC.
“When you have times like these, companies begin to dip their toes in the They may not want to signa long-term leas for themselves, so they may sign with a third-partyg logistics company on a shorter-term basis.” Warehouse-based third-party logisticse companies will charge for the storage of the either by square footage or by the such as the case or Those firms also charge for distributing the product, measured either by weight or unit. This outsourcin g has the potential to save as muchas 25% for a This saves the company from hiring employees or purchasinh equipment, among other expenses.
Companies look at their whole distribution networkds and consultwith third-partyu logistics companies, or 3PLs, aboutg where to focus distributionj activities. “Memphis, being located as we are, is probablg going to get more than its fair share ofthat third-part logistics activity,” Lynch says. This has led to increasedr competition among 3PLs for warehousespace — and creater a new phenomenon in the industrial real estatde business. Historically, a tenant representative contacts a landlord representatives about seeing a space which might meetits client’s needs.
Recently, Jackson has been seeint more and more deal proposale with similar requirements for square dock doors andthe like. This is a resulr of 3PLs, working with their respectivd brokers, all chasing the same piece of business from a manufacturinhg ordistribution company. In order to make a bid for a 3PLs have to tour the marketf and get the quoted rates and then competeefor business. “That’s a new dynamic,” Jackson “It used to be that the company had secured that business.
Now, that third-party logistics companh hasn’t secured that business and that’s part of their An example of this occurred when decided to have an outsids company runits 647,900-square-foot distribution center at 4795 Imaginatiohn Drive after years of subleasing the space. “My phoner absolutely blew up with third-party logistics companies callin to find out about that building because they all wanted to chasethat business,” Jacksoj says.
Thursday, May 24, 2012
Wednesday, May 23, 2012
RIC to hold reception for actress Viola Davis - Boston.com
qalymeled.wordpress.com
Providence Business News | RIC to hold reception for actress Viola Davis Boston.com PROVIDENCE, RIâ€"Rhode Island College is holding a special reception for one of its graduates, Academy Award-nominated actress Viola Davis. The reception is scheduled for Wednesday afternoon at the president's house. The college says 10 students from ... Viol a Davis to address CF Class of 2012 Viola Davis to be featured speaker at Community Prep's fundraiser An Evening with Viola Davis |
Monday, May 21, 2012
Aflao CEPS intercept two vehicles with same Nigerian registered numbers - GhanaWeb
belyaevostapuki.blogspot.com
Aflao CEPS intercept two vehicles with same Nigerian registered numbers GhanaWeb Mr. Samuel Anim, a Collector in charge of the Preventive Mobile Unit and Rapid Deployment Team, said at 1630 hours on May 14 this year, a Toyota Highlander Jeep with a Nigerian registration number ABC 663 AE, arrived at the Wlitey Customs Checkpoint on ... |
Sunday, May 20, 2012
Friday, May 18, 2012
Wheldon's Presence Felt Throughout IMS - SB Nation
doqujamup.wordpress.com
SB Nation | Wheldon's Presence Felt Throughout IMS SB Nation By Bill Potter - Writer May 18, 2012 - Honestly, I wasn't sure how I felt about covering the Indianapolis 500 this year. Don't misunderstand that statement - I love the event, ever since I first set foot on the grounds of the Indianapolis Motor ... |
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